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    Iowa Western SBDC Offers No Cost Help For Businesses Affected by SW Iowa Floods
    Sue Pitts
    • Mar 18, 2019
    • 2 min

    Iowa Western SBDC Offers No Cost Help For Businesses Affected by SW Iowa Floods

    Floods and other unexpected disasters can devastate a business. The Iowa Western SBDC is here for all businesses affected and can help in...
    3 views0 comments
    Before Opening that Bank Account
    Sue Pitts
    • Feb 1, 2019
    • 2 min

    Before Opening that Bank Account

    As soon as you start accepting or spending money as your business, you should open a business bank account. Common business accounts...
    8 views0 comments
    Sue Pitts
    • Jan 10, 2019
    • 3 min

    Hire Your First Employee

    If your business is booming, but you are struggling to keep up, perhaps it’s time to hire some help. The eight steps below can help you...
    2 views0 comments
    Managing Business Credit
    Sue Pitts
    • Aug 7, 2018
    • 1 min

    Managing Business Credit

    Establishing and managing business credit can help your company secure financing when you need it, and with better terms. Business credit...
    2 views0 comments
    Start with a Balance Sheet
    Sue Pitts
    • Jun 28, 2018
    • 2 min

    Start with a Balance Sheet

    The balance sheet is the foundation of managing your finances. It operates as a snapshot of your business financials. It helps you keep...
    2 views0 comments
    Know the difference between franchising and buying a business
    Sue Pitts
    • May 21, 2018
    • 2 min

    Know the difference between franchising and buying a business

    Before you decide if one of these options is right for you, make sure you know the basics of franchising and buying an existing business....
    0 views0 comments
    Small Business Bookkeeping –Best Practices
    Sue Pitts
    • May 8, 2018
    • 2 min

    Small Business Bookkeeping –Best Practices

    Start with a balance sheet The balance sheet is the foundation of managing your finances. It operates as a snapshot of your business...
    2 views0 comments
    Tax Reform and Small Business
    Sue Pitts
    • Mar 7, 2018
    • 2 min

    Tax Reform and Small Business

    Attend our Lunch and Learn on March 28th with Chad Brown, CPA and see how the new tax reform will affect your small business. 90 percent...
    2 views0 comments
    Understand The New Small Business Tax Cuts
    Sue Pitts
    • Feb 26, 2018
    • 1 min

    Understand The New Small Business Tax Cuts

    The passage of the Tax Cuts and Jobs Act, proponents and opponents are offering different versions of the “winners and losers.” One type...
    0 views0 comments
    Managing Small Business Finances
    Sue Pitts
    • Oct 12, 2017
    • 2 min

    Managing Small Business Finances

    Accounting for revenue and expenses can help keep your small business finances running smoothly. Make sure you maintain proper...
    1 view0 comments
    Small Business Taxes
    Sue Pitts
    • Sep 27, 2017
    • 3 min

    Small Business Taxes

    The form of small business you operate determines what taxes you must pay and how you pay them. The following are the five general types...
    2 views0 comments
    Employer Identification Number
    Sue Pitts
    • Sep 19, 2017
    • 1 min

    Employer Identification Number

    Your Employer Identification Number (EIN) is your federal tax ID. You need it to pay federal taxes, hire employees, open a bank account,...
    3 views0 comments
    Buy or Lease ?
    Sue Pitts
    • Sep 12, 2017
    • 3 min

    Buy or Lease ?

    Once you’ve determined all the assets you need for your business, you can decide whether you should buy or lease them. Lease Leasing can...
    3 views0 comments
    What is a Surety Bond ?
    Sue Pitts
    • Aug 29, 2017
    • 1 min

    What is a Surety Bond ?

    A surety bond There are four types of surety bonds: Bid Bond: Ensures the bidder on a contract will enter into the contract and furnish...
    1 view0 comments
    Small Business Loan
    Sue Pitts
    • Aug 15, 2017
    • 3 min

    Small Business Loan

    The SBA is not your only source for a small business loan. State and local economic development agencies, as well as numerous non-profit...
    0 views0 comments
    What is Working Capital?
    Sue Pitts
    • Aug 8, 2017
    • 1 min

    What is Working Capital?

    Working capital is defined as the difference between current assets and current liabilities. Current assets are the most liquid of your...
    3 views0 comments
    What Is Equity Investment?
    Sue Pitts
    • Aug 1, 2017
    • 1 min

    What Is Equity Investment?

    Small Business loan How the Debt-to-Worth Ratio Affects Your Loan Application Strong equity with a manageable debt level provides...
    1 view0 comments
    Cash Only
    Sue Pitts
    • Jul 18, 2017
    • 2 min

    Cash Only

    Cash is the most commonly accepted and reliable form of payment for a business. Many small businesses operate as “cash only” merchants....
    0 views0 comments
    Buying Business Insurance
    Sue Pitts
    • May 30, 2017
    • 3 min

    Buying Business Insurance

    Five Tips for Buying Business Insurance Use these steps to assess what types of insurance are best for your business, and how to secure...
    0 views0 comments
    Extending Credit to Customers
    Sue Pitts
    • May 18, 2017
    • 3 min

    Extending Credit to Customers

    By extending credit to your customers, you give them the option to purchase products or services today and pay for them at a later date....
    4 views0 comments
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    Where to Find Us

    Iowa Western Community College

    2700 College Road

    121 Ashley Hall (Park in Ashley Hall Visitor Parking)

    Council Bluffs, Iowa 51503

    712-325-3350

    Sue Pitts - spitts@iwcc.edu

    Michael Mitilier - mmitilier@iwcc.edu

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    Funded in part through a cooperative agreement with the U.S Small Business Administration (SBA). All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA

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