SBA Loans Explained

If you’re planning to start or expand a business, you might need financing help. SBA participates in loan programs for business owners who may have trouble qualifying for a traditional loan.

Once you have decided to apply for a loan guaranteed by the SBA, you will need to collect the appropriate documents for your application. The SBA does not provide direct loans. The process starts with your local lender, working within SBA guidelines.

If your an Iowa Small Business and are ready to get apply for an SBA loan, our counselors can help ensure you have everything the lender will ask for to complete your application. Here video that helps explain SBA loans.


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